Products & services
Find the right starting point for your family, future, people, or business.
Your coverage map
Choose a path to see cover options, typical benefits, and the next step.
Our product portfolio
Start with the protection you need today, then build a portfolio that can adapt as your family, career, business, and long-term goals change.
Get coverFamily protection
From R99 / month
Flexible funeral protection for an individual, spouse, children, parents, and extended family members.
From R180 / month
A lump-sum life benefit designed to help dependants manage living costs, education, debt, and estate needs.
From R250 / month
A protection-led plan that helps keep a child's education goal on track if a parent or guardian dies or becomes disabled.
Living benefits
From R120 / month
A lump-sum benefit following diagnosis of specified serious illnesses, helping with recovery costs and lifestyle adjustments.
From R145 / month
Capital protection for permanent disability, structured around your occupation, debts, and future care needs.
From R210 / month
A monthly benefit designed to replace part of your income when illness or injury prevents you from working.
Wealth and retirement
Contribute from R500 / month
A long-term retirement annuity strategy aligned to your target retirement age, contribution capacity, and risk profile.
Save from R300 / month
A guided investment approach for medium- and long-term goals such as education, a home, or future financial independence.
Consultation from R750
Coordinated life cover and estate-liquidity planning to help protect assets and reduce pressure on loved ones.
Business and groups
From R85 / member / month
Employer-sponsored life, disability, income, and funeral benefits configured for the needs of your workforce.
From R65 / member / month
Accessible funeral and life protection for associations, unions, churches, burial societies, and affinity groups.
Pricing Tailored quote
Protection planning for key people, business debt, and ownership transitions after death or disability.
Displayed starting prices are illustrative planning estimates, not guaranteed premiums or offers. Actual premiums and minimum contributions vary by provider and may depend on age, cover amount, health, occupation, group size, term, waiting periods, underwriting, and product selection. A personalised needs analysis and formal quotation will be provided before any application.