Long-term insurance for lasting peace of mind

Prepare for life's uncertainties with long-term insurance solutions that provide lasting financial protection for you and your loved ones.

Living benefit options

Protection that can pay while you are still alive.

Combine one or more benefits around your income, occupation, debts, and recovery needs.

Critical Care

Up to R500,000 lump-sum benefit

From R120/month

  • Defined cancer, heart, stroke, and other events
  • Severity-based payouts may apply
  • Use the payout for any financial need
Ability Protect

Up to R1,000,000 disability lump sum

From R145/month

  • Permanent disability protection
  • Occupation-based definitions
  • Debt and lifestyle-adjustment provision
When it pays: Benefits are assessed against the medical-event, impairment, occupation, and disability definitions in the policy. Waiting periods, exclusions, survival periods, and medical evidence may apply.

Want to understand which long-term option fits your situation?

We can walk you through the options in plain language and recommend a solution that fits your goals.

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